SAAM Europe

Mme Bruna MITRAUD
+33 1 86 65 76 46
+33 6 12 69 47 00

SAAM Europe

SAAM Europe is a product exclusively designed for European Flight Crew members whose professional activity depends on a pilot licence issued by a member country of the European Union. The aim is to prevent pilots from consequences of loss of licence.

Coverage

All cause Death / TILA (Total and Irreversible Loss of Autonomy):

The purpose of the all-cause death cover is to pay the beneficiary(ies) you have designated, on your death, and for whatever cause, the sum insured you have chosen between a minimum of 50,000 € and up to 600,000 €.

Permanent Loss of Licence:

You can choose a sum insured up to 600,000 € (limited to 5 times your net annual salary)

• The Permanent Loss of Licence coverage is intended for the payment of the sum insured in the event of total cessation of your work as a flight crew member, following an accident or illness justifying the permanent withdrawal of your approval or your medical certificate of fitness to work as flight crew.
• Modification of the Permanent Loss of Licence sum insured can be made until the age of
  52 years old included.

Temporary Unfitness:

In case of temporary unfitness due to an illness or accident pronounced by the competent aeromedical center or by the licensing authority, the representative shall pay you a fixed rate daily allowance.

• The excess period is chosen at the time of subscription in your membership application. You have the choice between one of the following excess periods:
  – 30 consecutive days in case of illness or accident;
  – 60 consecutive days in case of illness or accident;
  – 90 consecutive days in case of illness or accident.
• You can choose the amount of the daily allowance between a minimum of 50 € and a maximum of 500 € per day. Within this framework, two options are available: with or without deduction of the daily allowances from the capital paid in case of a Permanent loss of licence.

Key benefits

• free choice of sums insured;
• Offers that suit you the best;
• European Coverage;
• Subscription until the age of 50;
• Permanent Loss of Licence and Death benefits up to 600,000 €.